UCG UniCredit above MREL requirements set by Resolution Authorities

Following the Single Resolution Board (SRB) decision and the communication received by Banca d'Italia, the Minimum Requirements for Own Funds and Eligible Liabilities (MREL) applicable to UniCredit SpA on a consolidated basis are:
• 22.67 percent of Risk-Weighted Assets (RWA) plus the applicable Combined Buffer Requirement (CBR) [1] • 6.00 percent of Leverage Ratio Exposure (LRE) [1] Equal to 4.87% as of YE25 The MREL subordinated component - which already embeds the "senior allowance" benefit granted by the Resolution Authorities - is equal to: • 14.36 percent of RWA plus the applicable CBR • 6.00 percent of LRE As of YE25, UniCredit is well above these requirements, with MREL eligible liabilities equal to: • 30.6 percent of RWA • 10.0 percent of LRE Same date, the MREL subordinated eligible liabilities are equal to: • 22.7 percent of RWA • 7.4 percent of LRE Milan, 1 April 2026 Contacts: Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu